Where Can You Cash A Usps Money Order? (List Of Places)
Money orders offer a convenient and affordable way to receive and send money even though the recipients do not have access to a checking account, a debit card, or a checkbook.
Postal Service is an essential organization in the U.S. and sells money orders at a low cost rate at many of their locations.
You might be wondering where you can cash your USPS money order if you are given one. What are the nearest locations to you? What do you need to know?
Are You Looking for a Place to Cash a USPS Money Order in 2022
You can cash money orders from the United States Postal Service at many locations including banks, Post Office locations and grocery store chains. The Post Office will cash USPS money orders at no cost, but it may charge a fee to do so elsewhere.
- You can find a list of places where you can cash an USPS moneyorder, along with additional information like who can cash it or whether one can be deposited using mobile banking. Keep reading!
- Here’s a list of stores and banks that will cash USPS Money orders
Below is a listing of places, such as banks, that you can cash your USPS money order or deposit it.
Post Office Locations – Post Office cashes its own money orders. Bonus: They do this for no cost.
Bank of America — This bank won’t cash money orders until you open an account.
Capital One – If you have an account, they will cash your money order.
Additionally, you must have at least the amount on the money order in your account if you want to receive the money in cash.
Otherwise, deposit the money order to your account.
Fifth Third Bank-These locations can cash a money ordnance even for people who don’t hold an account.
Chase Bank – To get cash from Chase Bank, you need to have an account.
Regions-Non-account Holders Can Cash Their Money Orders at Regions Locations For A Five Percent Fee
PNC Bank, a bank located in Pittsburgh. This bank is required to cash any money order. There are some limitations.
Wells Fargo – Another bank where you must have an account, you can only make a deposit, and the date the money order clears depends on the amount.
Check-cashing areas include United Check Cashing or Money Mart. These are the ones with the highest fees.
Albertsons grocery stores: Check the website or call ahead to ensure your location cashes money orders.
Kroger grocery stores: With over 2700 locations in the U.S., some Kroger stores will cash money orders for a fee. Verify beforehand.
Do Banks Accept USPS Money Orders?
Yes, many banks do cash USPS money orders.
Others, such as Chase, Bank of America or Wells Fargo require that you create an account in order to cash out your money order.
You will need to keep the check and the amount of the check in order to get the money order in cash.
- Deposit the money order, even if the funds are not in your bank account. This will allow you to clear the check on the same schedule as any other check.
For cashing an order for USPS Money, I recommend that your financial institution is used.
You can check your bank’s site or inquire next time you go to find out if they offer money order cashing. Most likely, it’s free.
Some banks, like the Regions chain, will allow non-account holders to cash money orders at their locations, but you’ll pay a fee.
Banks that are willing to accept USPS money orders for non-account holders, in my opinion, is a better option than check-cashing facilities.
While you still will have to pay a fee it seems that this is much less than the amount you would be charged at Money Mart.
But do your research and compare the fee options in your area.
Can Anyone Cash A USPS Money Order?
It can only be cashed by the USPS money order recipient.
- It’s not USPS Money Orders; it’s all money orders
If you’re unable to get to the Post Office in time to cash your money orders, there is no way to transfer someone to your place.
Money orders are treated very much like checks, and proper ID (as well as a matching signature on the money order) is required to receive the funds.
Can You Mobile Deposit A USPS Money Order?
Although many mobile banking apps offer mobile check deposit, some banks do not allow money orders.
Bank of America, a large bank, does not permit mobile money deposit. They do however cash the orders in-person for account holders.
But big names like Citibank, Fifth Third Bank and Wells Fargo all have mobile money order deposit services in their apps.
Huntington Bank in the UK is one of several regional banks that offers mobile money orders deposit options.
How do you cash an order for postal money?
USPS money orders can be great as they are simple to get from any of the Post Office locations across the country and are also easy to cash.
Find a place that accepts USPS money and take it into the building.
You should not sign the document yet. The teller/cashier will ask you to sign the document (or endorse it).
You should also bring your identification so that they can confirm you are who the money is for.
This is all that you need to do. It is pretty similar to cashing your check.
- Sign the money order and show your ID. Then you can choose which denomination to have your bills in!
If you want to learn more about USPS please read these posts. They discuss whether USPS sells money orders and what USPS charges per weight.
USPS Money Orders are an economical alternative to check or debit card payments and can be cashed anywhere in the U.S.
Post Offices are the best, most visible option. However, many banks and check-cashing points, as well as some grocery stores, will also do this – often at a small fee.
.Where Can You Cash A Usps Money Order? (List Of Places)